Simple ways to save money with your Oscar plan | hioscar Blog | Oscar
Simple ways to save money with your Oscar plan
Discover how your Oscar plan helps you save money with $0 virtual visits, $3 prescriptions, and other rewards.
Oscar 101Oscar Member Resources
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Discover how your Oscar plan helps you save money with $0 virtual visits, $3 prescriptions, community support, and rewards for staying healthy.
At Oscar, we know there is a lot more to health than what happens in a doctor’s office. That’s why your plan comes with lots of ways to help you save money on healthcare and even your everyday expenses.
Here is a simple guide to the perks that help you keep more cash in your pocket.
Extra help for your life: Food, housing, and more
For many people, health is about more than medicine. It is about having a comfortable home, a way to get around, and healthy food to eat.
Through Oscar Community Resources we make it easy to find help in your neighborhood. By just entering your zip code on our platform, you can find thousands of local programs. You can search for things like:
Food support: Find local food pantries or meal programs.
Housing and utilities: Get help with rent or utility bills.
Wouldn’t it be nice if you could get healthy without getting out of bed?
Virtual Urgent Care makes that possible. With Virtual Urgent Care you can talk to or message a provider within as little as 15 minutes. It’s the quickest way to get a diagnosis, a new prescription, or a refill without leaving your house. No waiting room. No copay. No problem.
No Waiting Room: Connect with a provider 24/7 right from your phone.
No Copay: For many plans, these visits are $0.
Simple to Use: Just log in to your account or the Oscar app to request a call or message.
Routine care is the best way to stay on top of your health. After all, catching issues early helps you save money on care in the long run. That's why your Oscar plan comes with $0 preventive care and benefits, so you and your family can stay healthy without paying a dime out-of-pocket.
Some examples of care that are covered in full (meaning you pay nothing out-of-pocket) include:
Your annual physical: A yearly check-up to stay on track.
Well-woman Exam: Your annual OB-GYN visit.
Immunizations: Yearly shots (like the flu shot) to keep you from getting sick.
Get common prescriptions without breaking the bank
All of us can agree: Prescriptions shouldn't cost an arm and a leg. That’s why we found a way to get many common drugs down to $3 or less.
If you’re prescribed a new medication, simply ask your provider if there’s a $3 option that works for you. Keep the list handy, so you’ll always know the costs of your meds.
You can actually earn gift cards just for taking care of yourself! Oscar offers rewards programs to help you stay healthy and save money along the way.
For example, with Oscar Unlocks, our rewards program, members can complete quick tasks to unlock perks, enter to win prizes like an iPad, and get special access to your Care Team.
Members are eligible for $0 preventive care. Please refer to your complete Summary of Benefits and Coverage (SBC) at hioscar.com/forms for more information.
If any medical conditions or issues are found or detected during your visit, there may be associated costs for further evaluation, diagnostic tests, or necessary treatments.
Please be aware that your benefits can vary by plan and plan year. Please refer to your Summary of Benefits and Coverage (SBC) and other plan documents for the current plan year at hioscar.com/forms for additional information.
Oscar’s Virtual Urgent Care offerings are not available in US territories or internationally. If you have an HSA-compatible high-deductible health plan or a Secure plan, you won't be eligible for $0 visits until deductible is met. Prescriptions, visits and services may be limited per provider discretion.
Oscar’s Virtual Urgent Care offerings are not available on the Hy-Vee Health with Oscar plan. Please see your policy for further information.
