Big rewards that keep costs small
Take care of you, get paid. Repeat.
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Hy-Vee Health with Oscar
Concierge care at an affordable price
Now serving fresh local care with real savings.
Enjoy $0 clinic visits for you or your family of four with a built-in Hy-Vee Health Exemplar Care membership (regularly a ~$2,600 value!). Plus, everyday rewards you can use for things like groceries and gas.
Where we’re at
- Greater Des Moines, Iowa
- Omaha, Nebraska
- Kansas City, Missouri
Here’s how you know if this homegrown plan is for you
Who it helps
- You want premium individual coverage with local roots
- Your employer gives you money to choose the health insurance that works best for you on the Marketplace
- You want access to top-tier local health systems
- You want $0 everyday care that’s right down the street
What you get
Now serving everyday care at an everyday value
The best of local healthcare paired with everyday perks that go beyond the doctor’s office. So your coverage actually fits into your real life.
Benefits
Freshly picked benefits made for you
- $0 primary care at Hy-Vee Health Exemplar Care clinics
- $0 routine labs at Hy-Vee Health Exemplar Care clinics
- $0 for select medications at Hy-Vee Health Exemplar Care clinics
- A $0 membership to Hy-Vee Health Exemplar Care clinics for your whole family
- Direct specialist care that stays connected with your Hy-Vee Health Exemplar Care team
Your healthcare dream team from around town
Partner/Program
Hy-Vee Health Exemplar Care
Get 24/7 virtual care, in-person provider visits, and routine lab work, all for $0.
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Get coverage that checks out
Enjoy full access to trusted local providers and $0 routine clinic visits. Plus, everyday perks that put money back in your pocket.
Last stop: Checkout
How it works
Order up coverage made for your real life.
- Start through your employer’s benefits platform or answer a few quick questions about your budget and household at the link below.
- Find the Hy-Vee Health with Oscar plan that fits your needs.
- Select your plan and enroll.
Member benefits
All the benefits of an Oscar membership
Oscar plans come with the good stuff. Lots of it.
Frequently asked questions
Questions? We’ve got answers.
The exact cost of Hy-Vee Health with Oscar depends on where you live, your household size, and whether you qualify for financial assistance (nearly 90%1 of people do!).
Not at all! While the plan comes packed with exclusive rewards only Hy-Vee members are eligible for, prepaid debit cards, and $0 care at Hy-Vee Health Exemplar Care clinics, your core coverage works across the entire Oscar health network. Whether you step foot in a supermarket or not.
Very likely! This plan is anchored by the MercyOne health network and Hy-Vee Health Exemplar Care, which include many of the region’s top-tier primary care doctors, specialists, and hospitals. On top of that, you have access to all the doctors and specialists in Oscar’s network.
Want to be 100% sure before you enroll? Look up your providers here.
It boils down to real-world value. Healthcare costs are skyrocketing by up to 15%2 this year, meaning most plans are charging you more just to get less. So we’re changing the game by giving you $0 care options on day one (no need to meet your deductible first) and hassle-free access to top local specialists. It’s total peace of mind for your health and a serious break for your wallet at the grocery register.
Footnotes
KKF “How Much and Why Premiums Are Going Up for Small Businesses in 2026." Health System Tracker, 24 Sept. 2025
Access to $0 primary care, $0 urgent care, $0 routine labs, and $0 select generics, as well as access to 24/7 virtual care appointments is exclusive to care at Hy-Vee Health Exemplar Care clinics. If you receive these services at a non-Hy-Vee Health Exemplar Care clinic, you will pay the cost-share listed in your plan documents.
The Hy-Vee Health with Oscar plan is pending regulatory approval. The descriptions of the plan features reflect the filed features of the plan that is under review by federal insurance regulators.
Oscar members are eligible for rewards upon completion of qualifying activities.
Oswell provides general health and benefits information only. It is not a doctor and does not provide medical advice, diagnosis, or treatment. The chatbot’s answers may be inaccurate or incomplete, and are not reviewed by a clinician. In an emergency, call 911. See our Terms of Service for more details.
Oscar Medical coverage is underwritten by Oscar Insurance Company and its affiliates. Administrative Services for all plans provided by Oscar Management Corporation. All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs, and complete details of coverage, contact Oscar at 855-672-2788.Access to $0 primary care, $0 urgent care, $0 routine labs, and $0 select generics, as well as access to 24/7 virtual care appointments is exclusive to care at Hy-Vee Health Exemplar Care clinics. If you receive these services at a non-Hy-Vee Health Exemplar Care clinic, you will pay the cost-share listed in your plan documents.