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About Oscar
We’re building the health insurance people actually want to use
Oscar by the numbers
Better healthcare is actually possible
And we’ve got the numbers to prove it.
Why we exist
Insurance shouldn’t make life harder
Health insurance is the only product most adults buy every year, but dread using. We knew we could do better. So we did — by treating members like people, not policy numbers.
- Replacing anonymous 1-800 queues with dedicated Care Guides
- Offering targeted plans for real-world health needs, like diabetes and COPD
- Providing exact costs and coverage before every visit (yes, for real!)
Our story
How we got from A to Oscar
We've never stopped challenging the status quo. Here's how we went from one big idea to millions of members.
Our story
How we got from A to Oscar
We've never stopped challenging the status quo. Here's how we went from one big idea to millions of members.
- 012012 launch
Founding Oscar
Three founders launched Oscar with one clear goal: Build simple, transparent, and tech-driven coverage that people actually want to use.
- 022014 market debut
Launching on the ACA marketplace
We hit the market with plans featuring upfront pricing, an easy app, and $0 virtual care — welcoming 16,000 members in year one and reaching 40,000 by 2015.
- 032016 care innovation
Reinventing the member experience
We broke the mold of anonymous call centers by pairing every member with a dedicated Care Guide who knows your health history and helps you navigate care.
- 042017 expansion
Connecting doctors and expanding coverage
We launched our Provider Platform to plug doctors directly into our network. We also partnered with Cleveland Clinic to offer our first small business plans.
- 052020 member milestone
Reaching 400,000 members
So we kept the momentum going by launching Medicare Advantage plans for seniors and partnering with Cigna to offer more small business coverage.
- 062021 IPO
Going public
We officially debuted on the New York Stock Exchange (NYSE: OSCR) to help fund the next era of tech-driven healthcare.
“We started Oscar to create a health insurance company that behaves like a doctor in the family.”
Mario Schlosser
Co-founder & Vice Chairman
Our values
4 things we won’t compromise on
Anyone can talk the talk. These 4 principles help us walk the walk.
Our credentials
Credentials you can count on
Independent organizations set a high bar for health plans. We're proud to meet it (and then some).
NCQA-accredited
Independently vetted for gold-standard clinical quality, preventive care, and operations.
URAC-certified
Independently verified for fair, clinician-led care decisions.
ACA-compliant
Fully licensed and audited to meet all state and federal health coverage standards.
There’s more to explore
Connect with Oscar
Whether you’re looking to invest, report on our story, or build the future of healthcare with us, here’s where to go next.
Footnotes
As of June 2026
As of March 31, 2026
SurveyMonkey BA NPS survey, first administered to NY, NJ, and TN groups in early February 2026