You can shop online for just about anything these days—from ordering dinner to buying that fabulous technicolor sequin poncho your dog just had to have. But did you know you can shop for health insurance too? Savvy shoppers are taking charge of their health care this Open Enrollment (opens in new tab), by researching options and comparing carriers to find the plan that best fits their needs and budget.
If you live in Ann Arbor or Detroit and are shopping for individual health insurance for next year, you may already have a good idea of what companies offer plans in your area. Even so, understanding the details of a company’s plan and how it stacks up to other options can be hard. Since Oscar1 is all about making health insurance easy, we want to make finding the right carrier easy too. To help you make the right decision, this article will compare one of our most popular health plans—Classic Silver—against Blue Cross Blue Shield’s Select HMO Silver.
As an EPO (Exclusive Provider Organization), Oscar offers the cost savings of an HMO, with more of the flexibility of a PPO. One of the biggest advantages of EPOs is that you don’t need to make an appointment with your primary care physician in order to see a specialist - which saves you time and money.
Oscar Classic Silver vs BCBS's Select HMO Silver
Visit Oscar's website for more information on features like Concierge (opens in new tab), telemedicine, and . And for more details on the plans above, check out these Summaries of Benefits: