Get quality health insurance in El Paso and save money. Es la verdad. | hioscar Blog | Oscar
Get quality health insurance in El Paso and save money. Es la verdad.
Get quality health insurance in El Paso and save money. Es la verdad.
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When you’re shopping for health insurance plans, cost is a huge concern. We get it, health coverage is expensive, and you should save money when you can. Fortunately, it’s possible to have a plan that’s affordable and high quality at the same time.
Oscar1 was built with a patient’s journey in mind, which means we help you get the care you need while avoiding unnecessary procedures and costs. If you’re wondering, “Who is Oscar?” it’s ok, we’re new in El Paso. But we’ve been providing excellent care to our members in San Antonio and Austin and have expanded westward to bring you the same great service.
Oscar is an affordable insurance option in El Paso
Classic Bronze, our most popular plan overall, has a lower monthly premium, a lower deductible (opens in new tab), and the same out-of-pocket max (opens in new tab) as Molina Healthcare of Texas Molina Choice Bronze plan. Classic Bronze also includes step-tracking rewards, free telemedicine and no referrals, so it’s an excellent choice for members who want to save on coverage costs without sacrificing quality care. [
All Oscar plans include perks to help our members save money on all kinds of out-of-pocket costs.
Concierge (opens in new tab): With Oscar, members get their own personal customer service team—a dedicated team of care guides and a registered nurse. Your Concierge team can help you find the right doctor and answer claims, benefits, and billing questions.
No referrals: Oscar never requires referrals to see a specialist. That means there’s no appointments with a primary care provider to get permission, and best of all, no referral fee! If you found an in-network specialist you like, just call and make an appointment. That’s it. (If you’re not exactly sure which specialist to see, ask your Concierge team for help.)
Get paid to walk (opens in new tab): Oscar members get reimbursed for step tracking—you can earn $1 towards an Amazon Gift Card each day you meet your step goals. You can earn up to $100 a year!
Free preventative care: Many preventative care services like annual physicals, well-woman exams, flu shots and over 70 other benefits are included free with Oscar plans. Get more details on preventative care (opens in new tab).
Prescription drugs: Many common brand name prescription drugs cost less when you get the generic version. Ask your doctor if you can save money by using generic drugs instead. Learn more about prescription drug benefits (opens in new tab). You can also have your prescriptions sent right to your home at no additional cost—just ask your Concierge team.
How Oscar helps you get quality care and save money
By utilizing telemedicine and technology, Oscar has built a member-focused health insurance experience that’s cost effective at the same time.
Telemedicine
Instead of going to the urgent care clinic for episodic and acute illnesses like colds, pink eye, rashes and UTIs—or going to a doctor to refill a prescription for common drugs like birth control, inhalers, blood pressure or epi pens—you can send a Doctor on Call (opens in new tab) request online or through the Oscar app. A board-certified doctor will call you back in about 15 minutes, ask you some questions, and they can even look at a photo of your symptoms. They may be able to give you a diagnosis and send a prescription directly to your pharmacy of choice.
By using the Doctor on Call feature, Oscar members have saved up to $600 a year in urgent care fees, and 91% of issues are resolved within the first visit.
Technology
At Oscar, our data engineers work hard to ensure that everything from paying a bill to getting a prescription gets done faster, easier, and with more accuracy. With the Oscar app or on hioscar.com, you can easily search for providers, contact your own personal customer service team, view your medical history, and even speak with a doctor. We’re constantly innovating to put you in control of your own health care—because that’s how it should be!
It’s possible to be cost-effective and get quality health insurance. You can pay less on your monthly premium and still see excellent doctors. There’s in-person care available when you know you need it, and free telemedicine when you’re not sure what you need. Oscar has been thoughtfully designed to make all of this possible, because we understand that saving money is (rightfully) your top concern.
1Oscar Health Insurance Company ("Oscar"). The description of Molina's policy was not furnished by Molina. If there are questions regarding that illustration, please contact the representative of Molina. Rate change is upon renewal is possible. Rates are illustrative only; a person should not send money to Oscar in respond to this article or advertisement. A person cannot obtain coverage under the plan until the person completes an application for coverage. Benefit exclusions and limitations may apply to the plan.
