Health benefits built for how teams work today.

Forget double-digit health plan rate hikes affecting your bottom line. With ICHRA, you set the budget. Your teams choose from hundreds of options with better quality at lower costs. That’s how you take care of business.

Forget double-digit health plan rate hikes affecting your bottom line. With ICHRA, you set the budget. Your teams choose from hundreds of options with better quality at lower costs. That’s how you take care of business.

Benefits without the headache.

Control your spending.

ICHRA means fixed pricing on your terms without compromising your bottom line.

Expand as needed.

Scale with your growing workforce, whether you have 5 employees or 500. From custom eligibility for seasonal staff to complex multi-state footprints, we handle all the logistics.

No HR? No problem.

Stop juggling. Our platform automates everything (vetting, enrollment, payments.) No more bidding, pricing wars, or liability.
Picture of woman leaning back with hands behind her head

Healthier teams go further.

When people get care that actually works for them, they show up differently. Oscar plans are designed for real people in different stages of life, with their own conditions and needs. Another plus? People genuinely like the experience:
Employers report ~91% team satisfaction after switching.

Team trust jumps from ~25 to ~55% after a positive benefit experience.

The business impact is big.

$2.5M

saved in a year by a 500-employee company with a $27k average per employee premium*

$1M

saved in the first year by a 450-person tech firm, increasing 401(k) contributions by 25%*

+34%

group ICHRA adoption YoY*

9 out of 10

groups who adopted ICHRA renewed YoY²

+39 vs.
+15 NPS

ICHRA vs. Group Net Promoter Score averages⁓

10–30% Savings

delivered by 82% of brokers²
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Boost that benefits strategy.

ICHRA Plan Comparison
Footnotes
¹ SureCo State of ICHRA Report 2025 ² SureCo State of ICHRA Report 2026 ³ ICHRA Broker Survey 2025 (Zorro) ⁓ Deft 2025. A +39 NPS that nearly triples the satisfaction of traditional group plans. ⁵ M3 Insurance (2025) ⁶ SureCo (2024) ⁷ HRA Council Report 2025