Where to get the right care at the best price | hioscar Blog | Oscar
Where to get the right care at the best price
It's easy to know when you need a doctor. Where to go for care... not so much.
Getting Care Oscar Health Insurance
4 min read
Share article
When illness or injury strikes, you need to get help fast. But it's not always clear where to go for what kind of issue.
Knowing where to get the right care makes a big difference for your health and your wallet. Find out where you should go for help and even a second opinion with this easy visual guide.
Don’t forget: you get access to one of Oscar’s best benefits: Oscar Virtual Primary Care. It’s personal, quick, and doesn’t cost you anything. Plus, you can get in-person care when you need it.
Hi, I need some care.
Well, let’s get you the help you need. Tell us, what’s going on?
Help! It’s a life-threatening emergency. I’m experiencing irregular chest pain with crushing pressure, extreme head pain, broken bones, sudden blindness, etc.
Stop what you’re doing and go directly to the nearest emergency room or call 911. We can support you knowing that Oscar covers care for life-threatening emergencies, even if the hospital is out-of-network. Find the nearest ER in the Oscar app or at hioscar.com/search (opens in new tab).
It’s not an emergency but it’s urgent. I’m not feeling too hot - I have a UTI, rash, sore throat, etc.
Have we met each other yet?
Sadly, no. I don’t have an Oscar Care provider yet. Or I’m traveling outside of my home state.
I need regular routine or preventive care. Or have another concern, but it’s not urgent. I’m looking for an annual visit, check up, well-woman exam, or general primary care.
First, do you have an in-network primary care provider already?
No, not yet. or Yes, but I want to see what else is out there.
Perfect, Try Oscar Primary Care. It’s already included in your plan, which is great. It’s like regular primary care but from the comfort of your couch. Just schedule a visit right from the Oscar app. Video and phone visits are $0. And your provider can connect you with in-person care if you need it.
Yes, they’re great! And I’d love to see them.
Okay, all you need to do is book a visit and you’re set. Find a doctor or check to see if your doctor’s in Oscar’s network in the Oscar app or at hioscar.com/search. You can search by specialty or condition. If you have an Oscar Care provider, book a visit with them directly through your Oscar account or go to hioscar.com/member/virtual-primary-care (opens in new tab)
I feel like I need to see a specific type of doctor. I’m in need of a dermatologist, OBGYN, psychiatrist, etc.
Got it. Do you know what kind of specialist you need?
To be honest, I’m not really sure. Eeek.
Let’s make this simple. A primary care provider can help direct you to the right place. Scroll up to the last section related to in-network primary care providers.
Yes. I just need to find one in Oscar’s network.
Okay, all you need to do is book a visit and you’re set. Find a doctor or check to see if your doctor’s in Oscar’s network in the Oscar app or at hioscar.com/search. You can search by specialty or condition. If you have an Oscar Care provider, book a visit with them directly through your Oscar account or go to hioscar.com/member/virtual-primary-care (opens in new tab).
Here’s a great fact: Almost 75% of all doctor, urgent care and ER visits can be handled safely and effectively over phone or video!*
Still need help finding the right care?
Contact your Care Team at 1-855-672-2755
You can also reach out through your Oscar app or online account.
Your Care Team can help you find in-network providers, meds, and resources. Or help you understand your plan and benefits.
Oscar Primary Care providers are employed by Oscar Medical Group, not Oscar Health Insurance. Oscar Primary care is only available for members ages 18 and over
*Source: According to statistics from the American Medical Association and Wellness Council of America.
Oscar Primary Care providers are employed by Oscar Medical Group, not Oscar Health Insurance. Oscar Primary Care is only available for members ages 18 and over.
Oscar's Virtual Primary Care offerings are only available for members ages 18 and over. Visits and services may be limited per provider discretion. $0 prescriptions, labs, and imaging vary by market and may not be available in your service area. If you have an HSA-compatible high-deductible health plan or a Secure plan, you won't be eligible for $0 follow-up services. Prescriptions, visits and services may be limited per provider discretion.