Where to get the right care at the best price | hioscar Blog | Oscar
Where to get the right care at the best price
It's easy to know when you need a doctor. Where to go for care... not so much.
Getting Care Oscar Health Insurance
3 min read
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When illness or injury strikes, you need to get help fast. But it's not always clear where to go for what kind of issue.
Knowing where to get the right care makes a big difference for your health and your wallet. Find out where you should go for help and even a second opinion with this easy visual guide.
Hi, I need some care.
Well, let’s get you the help you need. Tell us, what’s going on?
Help! It’s a life-threatening emergency. I’m experiencing irregular chest pain with crushing pressure, extreme head pain, broken bones, sudden blindness, etc.
Stop what you’re doing and go directly to the nearest emergency room or call 911. We can support you knowing that Oscar covers care for life-threatening emergencies, even if the hospital is out-of-network. Find the nearest ER in the Oscar app or at hioscar.com/search (opens in new tab).
It’s not an emergency but it’s urgent.
I’m not feeling too hot - I have a UTI, rash, sore throat, etc.
I need regular routine or preventive care. Or have another concern, but it’s not urgent.
I’m looking for an annual visit, check up, well-woman exam, or general primary care.
All you need to do is book a visit with an in-network doctor and you’re set. Find a doctor or check to see if your doctor’s in Oscar’s network in the Oscar app or at hioscar.com/search (opens in new tab). You can search by specialty or condition.
I feel like I need to see a specific type of doctor. I’m in need of a dermatologist, OBGYN, psychiatrist, etc.
Got it. Do you know what kind of specialist you need?
To be honest, I’m not really sure. Eeek.
Let’s make this simple. A primary care provider can help direct you to the right place. Scroll up to the last section related to in-network primary care providers.
Yes. I just need to find one in Oscar’s network.
Okay, all you need to do is book a visit and you’re set. Find a doctor or check to see if your doctor’s in Oscar’s network in the Oscar app or at hioscar.com/search (opens in new tab). You can search by specialty or condition.
Here’s a great fact: Almost 75% of all doctor, urgent care and ER visits can be handled safely and effectively over phone or video!*
You can also reach out through your Oscar app or online account.
Your Care Team can help you find in-network providers, meds, and resources. Or help you understand your plan and benefits.
*Virtual Urgent Care has a cost-share for members on HSA and Catastrophic plans effective 1/1/2022 before they reach their deductible after which the copay is $0. Members can only access Virtual Urgent Care via phone.
