We've built an Oscar experience that's unique in health care: deep integrations with hospitals and doctors; tools for members to find the right care; a data science operation that enables proactive clinical insights; personalized Concierge team service; and free, 24/7 virtual visits. And with Oscar for Business (opens in new tab), the country's first technology-driven health insurance for employers, we're positioned to bring Oscar to Americans in new ways.
That's why we're excited to announce that we’ve filed to expand our diversified set of health insurance products into or within five states in 2018: Ohio, Texas, New Jersey, Tennessee, and California. We've also filed to continue selling Oscar for Business and Oscar for individuals and families on and off the exchanges in New York in 2018.
Why seek to expand in a time of uncertainty? We're confident that when the dust settles, the market for health insurance will stabilize in time for 2018. For all of the political noise, there are simply too many lives at stake for representatives in Washington, D.C. not to do what's right for the people.
Just as important, we're focused on the long-term. The status quo in health care is unsustainable. People are demanding simpler, better, more affordable care. Oscar has a product that's designed to deliver just that, and catalyze the right kind of changes in our system: raising the bar for member service; more transparency into what things cost and why; and erasing the friction between hospitals and insurers to give people a seamless, guided health care experience.
To that end, we'll be working closely with states over the coming months to seek regulatory approval for the following expansions:
Ohio: We're working with the Cleveland Clinic to sell integrated, co-branded individual health insurance – Cleveland Clinic | Oscar plans – in five counties in northeast Ohio for 2018.